Fix Credit Report Errors Fast — Mail Disputes in Minutes
Download legally aligned credit dispute letters for just $9.99 each. Fill, print, and mail in 1–2 minutes. Take control of your credit with confidence and compliance.
Why Consumers Choose Auto Score Logic
Use focused, step-by-step templates to exercise your rights under federal law without confusion or guesswork.
Fast & Simple
Fill your dispute letter in about 1–2 minutes. Print and mail the same day.
Compliance-Focused
Built around FCRA and FDCPA principles to support accurate and fair credit reporting.
Clear, Professional Language
Carefully crafted wording designed to communicate clearly with bureaus and furnishers.
No Subscriptions
One-time purchase, $9.99 per letter. No hidden charges or recurring fees.
Instant Access
Use the letter links to access your templates quickly on the checkout site.
Self-Help Friendly
Designed so you can take action yourself and keep full visibility into the process.
Choose the Letter That Fits Your Situation
Each letter is available for $9.99. Access instantly, personalize your details, print, and mail.
Security Freeze Request
Request that a security freeze be placed on your credit file to help reduce the risk of unauthorized new account openings.
Cease Communication Letter
Ask a debt collector to stop contacting you, consistent with your rights under the Fair Debt Collection Practices Act (FDCPA).
FCRA Dispute Letter with Sworn Affidavit
Dispute inaccurate items under the Fair Credit Reporting Act (FCRA) with a format that includes a sworn affidavit for additional support.
Items Remaining After Prior Investigation – Bureaus
Use this when a bureau’s investigation is complete but certain items remain that you still believe are inaccurate or incomplete.
Items Remaining After Prior Investigation – Furnishers
Contact furnishers (creditors, lenders, or collection agencies) when items remain after a prior investigation and still appear inaccurate.
Request for Executive Review
Ask for an escalated review by a higher-level or executive team when a prior dispute has not fully resolved your concern.
Final Escalation of Disputed Items Letter
Escalate unresolved dispute issues when earlier attempts have not corrected a reporting problem you believe is inaccurate.
Request for Method of Verification Letter
Ask a credit bureau how disputed information was verified, consistent with your rights under the FCRA.
Bundle Your Letters and Save Time
Many situations require more than one letter. Bundle options allow you to prepare a full sequence of disputes, escalations, and follow-ups.
All 8 Letters Bundle
Get every letter in the library, including disputes, escalations, executive review, and method of verification.
Example logic: Buying all 8 individually would be $79.92. A bundle price like $59.99 rewards decisive action. Replace this button with your real bundle checkout URL when ready.
Top 3 Essentials Bundle
A focused set for many situations:
- FCRA Dispute Letter with Sworn Affidavit
- Request for Method of Verification Letter
- Items Remaining After Prior Investigation – Bureaus
This bundle covers initial dispute, follow-up, and verification. Replace this button with your Top 3 bundle checkout URL when ready.
How It Works
The process is designed to be fast, clear, and focused on your rights to accurate credit reporting.
- Select the letter or bundle that matches your situation.
- Use “Get This Letter for $9.99” to access the letter on the checkout site.
- Complete purchase, then download your letter template(s).
- Fill in your personal details and account information.
- Print your completed letters on standard paper.
- Mail them using your preferred USPS option, such as regular or certified mail.
- Keep copies of your letters and mailing receipts for your records.
What Consumers Say About These Letters
Real people using these templates to exercise their rights. Individual experiences differ, and results will always vary.
Frequently Asked Questions
Straightforward answers to common questions, with a focus on clarity and compliance.
Trust, Compliance, and Transparency
Auto Score Logic focuses on educational tools that help you exercise your rights under federal law.
Our templates are designed with the principles of the Fair Credit Reporting Act (FCRA) and Fair Debt Collection Practices Act (FDCPA) in mind, focusing on your right to accurate and fair reporting.
We do not promise specific credit score changes or outcomes. Each situation is different, and results will always vary based on your individual circumstances.
Letters can be accessed quickly and used in your own time and at your own pace, with no subscriptions or hidden fees.
Once your letters are mailed, you may have questions such as what to expect next, how to read bureau responses, or how to plan future disputes. A free credit report review consultation can help you:
- Walk through your credit report line by line.
- Identify potential inaccuracies or inconsistencies to watch for.
- Understand general timelines and typical investigation outcomes.
- Plan which letters or follow-ups may make sense for your situation.
This consultation is educational and focused on your rights and options. It is not legal advice and does not guarantee any specific result.
Book My Free Credit Report Review